Need an appraisal for an FHA-backed mortgage? Call Keystone ValuationsThe FHA keeps a roster of approved appraisers for each state - Keystone Valuations is on the roster of approved appraisers for GA. This means that we are certified and approved by the FHA to do reports for property loans insured by them. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Keystone Valuations is well-trained on how to follow the rules and regulations provided. Be sure to contact Keystone Valuations if you need an appraisal done for an FHA-secured loan. If your loan is FHA certified, that means that the loan has been secured by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). The lending company takes care of all the finances; the FHA simply insures the loan through mortgage insurance in case the borrower does not pay off his or her loan. Low-income and moderate-income homebuyers benefit from an FHA-secured financial transaction; the purpose of the Federal Housing Administration is to help credit-worthy buyers to meet expectations and qualifications for lending organizations that they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lesser income or less starting funds to put down on a mortgage benefit the most from Federal Housing Administration loan programs. |